The reason most people ask themselves at the end of the first week of the month “where did all my money go?” is because they didn’t “send” it anywhere. They just let their money wander off. Irresponsible, init?
By creating a personal budget, you need not ask yourself where your money went.
Because you’d know – miglior marsupio neonato per i giovani genitori
Because you had purposely sent it there from the beginning.
And that’s why we hope to take you through the different ways to create a personal budget and stick to it.
The first thing you need to know is the 50/30/20 rule…
If you’re not aware, this popular rule is one of the ways to break down your budget. In essence…
50% of your income goes to your living necessities such as accommodation and utility bills.
20% goes to financial goals like retirement savings, paying off mortgage, loans, etc.
And 30% goes to other wants like charity, donations, entertainment, etc.
Now, keep in mind that this rule is just a starting point – something to give you a basic idea if you don’t know how to start. It can always be adjusted to your own peculiar situation.
For instance, if accommodation is cheap where you stay, 50% might be too much to dedicate to living necessities, while some other areas might demand more. You get the idea?
That said, here’s how you can plan your personal budget …
1. Calculate: Know where all of your income comes in from monthly and what they amount to altogether. This should be excluding necessary deductions such as taxes, social security, etc. That final figure is what you’ll be budgeting with.
2. Track: First things first, list your fixed expenses like rent, car payments, and utility bills. You… Read more...
Content management systems as I have mentioned earlier can be either very cheap or quite expensive depending on the requirements. You can create a simple website where you can manage simple things like articles and comments for free but if you have some advances wants and needs then usually a CMS system that is more advanced will be required. In most cases these much more sophisticated content management systems are created for various businesses to streamline their operations or introduce them to the online community. Businesses usually also are the biggest spenders in various fields and that means CMS creators can ask fairly high prices for systems that are out of the norm in any way. Usually when you want to create something more sophisticated than a simple website then you will need to open your wallet and pay developers and designers to create something unique.
But what to do if you have a really great idea where a CMS is needed but you don’t have the ability to finance this idea? Then you will need to take out online loansthat will enable you to get money fast and without any questions asked. Of course these loans will not give you large amounts of money but they can be a great way how to finance small software development. And if you have a business then you an even get a interest-free loan that basically is a loan without any additional percentage and you will have to repay the same exact amount that you borrowed. Of course you have to be careful as these loans are not cheap and they have huge interest payments but if you have a great idea then they can help you realize it.
Like with all the other things you have to be careful when creating… Read more...
Should I create my own content management system or use one of the existing systems such as WordPress, Joomla or Drupal? This question has popped in the head of practically any developer that has made websites for clients for some time.
If the answer was as simple as “You should always make your own CMS because each user has different specifications for their projects” or “You should always use an existing CMS system because they are much more polished and you can find all functionality needed for 90% of websites there”.
In reality, which type of system will be the best will depend on the project you are developing. And even if you are going to use an existing system, you will still have to choose between lots of different systems to find the best one for the project.
Next we will list all the benefits of creating you own content management system instead of using some of the existing systems such as WordPress, Joomla or Drupal.
Benefits of creating your own content management system:
Control of all aspects of the system – the largest benefit of creating a content management system is that you can create such a system where you can control all parts, modules, building blocks and other parts of the system. Whenever there will be a need to change anything in the system, you will have an in-depth knowledge to implement these changes as soon as possible, while if using an existing CMS will take much more time, while you dive into the code to make the necessary changes.
Easier to make any changes – While developing a website or system for client, they will often change their minds about the functionality they want to see on the site. To keep up with these requirements of… Read more...
In the previous article we looked at the benefits of developing your own content management system. In this article we will consider why and when it is better to choose one of the existing CMS such as WordPress or more complex ones such as Joomla and Drupal.
Benefits of using an existing content management system:
Improved safety – The first point we will look at is safety, which is often one of the most important things to consider when developing a project, especially if some sort of payments are included in the system. The truth with the safety of the system is simple – if you know what you are doing you can create as safe or in some occasions even safer system than an existing CMS. But if you have any doubts or don’t have enough knowledge about safety aspects of the web, than you should definitely choose an existing system for your project, where hundreds of developers have created as safe system as possible. However, there have been some reports that even the largest systems such as WordPress have been hacked http://www.cvedetails.com/vulnerability-list/vendor_id-2337/product_id-4096/
, but these faults are always addressed and fixed as soon as possible.
Well tested code by many hundreds of developers – One of the best features of using an existing CMS is that the code has been created and tested by hundreds of experienced developers, so it contains practically no faults and errors that users might accidentally find while using the system.
Different modules that makes developing process much quicker – Practically all content management systems have different modules made by core developers and any other programmer that works with the system. In some systems these are called modules, in others plugins, but the reason behind all of them is the same, to make developing… Read more...
BrowserCMS is the oldest content management system made for Ruby on Rails framework. The system was developed some time ago, in 2009, when it was practically the only this type of system, and people developing for web had to either develop their own CMS system or use one based on PHP such as WordPress, Joomla or Drupal. BrowserCMS is still one of the most popular Ruby on Rails CMS systems.
The system was developed by a company called BrowserMedia who are also creating and programming many other web based projects. The great aspect of BrowserCMS is that it accepts the newest versions of Ruby and Rails, which is a common problem for older Rails CMS systems.
This content management system is developed for three groups of users:
for people without any technical or programming knowledge, who just need to administrate the website and update the content of the site;
for designers that want to create beautiful websites without need of any special configurations and programming of the system;
for programmers that want to adapt the CMS system for existing projects or need to develop a new website using the content management system.
As developers of the BrowserCMS believe, their system is more like a premium content management system, rather than a free one when it comes to the functionality of the system, however they have made the system free for anyone to use.
The system has been developed by more than 30 developers and it also creates many updates and fixes regularly to keep the system up to date with the newest web technologies. The system provides many functions such as content management of posts and pages, option to develop themes and attaching them to certain web pages, option to develop different dynamic blocks of the website and control uploaded… Read more...
Drupal is one of the most popular content management systems based on PHP. It is used to make wide variety of websites starting from simple blog type content sites, to websites for businesses, to more sophisticated e-commerce sites and large and complex web based systems.
Few percent of all websites on the world are made on the Drupal content management system, which may seem a small number, but actually is very large, considering how much websites there are in the world. Of course, the most popular content management system in miles is WordPress.
The first version of Drupal was created way back in 2001, and since than there have been less than 10 major versions with many improvements, in design of the system, ease of use and security. The system can be used on any of the largest operating systems such as Windows, Mac OSX and Linux, and can also work on the most common server programs such as Apache and Ngix and supports practically all databases used today, including MySQL and SQLite. In addition, Drupal supports many languages across the world, making it easy to use for international clients. Similar to other popular content management systems, Drupal is an open source project, free to use for anyone.
One of the main features of Drupal content management system are many modules and themes available that make developing for the platform a lot faster and easier. For example, there are many precoded modules available on the system, as for example, gallery module, login module, registration module and text redactors. You can use these modules for free while developing your project or write your own code on top of the module for additional functionality. You can also create updates for the core of Drupal and give your support in making Drupal a… Read more...
Today, it is very difficult to imagine a website that doesn’t have a content management system, because content is the main factor of world wide web today. Of course, you can still publish new content each day without a content management system, but I can guarantee it is going to much more difficult and time consuming for anyone who manages the website, either a professional or a regular person that inputs data in website.
So why are content management systems such as WordPress or Joomla so widely used to manage content of millions of webpages across the world.
Here I present you with top reasons why it is better to build a website using some sort of content management system.
Have you visited the same website more than few times in your life that didn’t update their content or blog section at all, it had the same information displayed for months and even years? Yes, me too. We are so engaged to searching and reading new content that oldschool, static websites that were common in the first 10 years after the internet went public simply cannot compete with websites that regularly (each day, few times a day or each week) publish fresh and engaging content.
While you can still publish new content without a content management system, it is going to be much more difficult and time consuming. CMS systems allow to build as much pages, posts and other type of content as you need, in a matter of seconds. They are made with both, the administrator of the website and the visitor in mind. They have been polished to the last, this is why they are so easy to use and some content management systems, such as WordPress even doesn’t require practically any skills to create pages… Read more...
Refinery CMS http://www.refinerycms.com/
is one of the most popular Ruby on Rails content management systems which has been downloaded by almost 500000 developers worldwide. Besides its popularity, this is also one of the best developed system and you can expect it to keep up with the newest web technologies and standards as well as the newest versions of Ruby and Rails. The system has been developed by may programmers across the world. Refinery is an open source program which can be used by anyone for free.
Refinery CMS project begin way back in 2004 when content management systems weren’t even that popular and todays largest CMS such as WordPress was at the beginning of its development. The first version of Refinery CMS was developed in 2011 and the system has come long way since then becoming more stable, more polished, faster and safer. From my experience, this is the best Ruby on Rails based content management system currently available.
The current version of Refinery CMS is 3.0, which works on top of Rails 4.2. It also has got over 3000 watchers on GitHub. The system has been developed in a way that developers using it on their projects wouldn’t have to learn the fundamentals of developing a content management system from the beginning, but they could use the knowledge and developing principles of Rails. It is very easy to integrate this system in an existing project, which is a real advantage, because with most existing content management systems, whether Ruby on Rails based or PHP based, it is very difficult and time consuming to integrate the system into an existing project and in some occasions it is even quicker to create a new project using the system rather than integrated the system into an existing project.
One of the main… Read more...
What is WordPress?
WordPress is free, web based program that can be use by anyone to create and maintain a website or blog. In the early days, WordPress was developed with the goal in mind to allow users to easily and quickly create blog type websites that consist of simple pages and posts. But thanks to all the work and support of the large WordPress community, it has grown from being a small blogging platform to a system used to build large variety of powerful websites.
The beginning of the WordPress platform goes all the way back to 2003 when it was developed only by few people to make daily writing tasks on a computer easier. Since then, WordPress has become the largest content management system in the world, used for million of websites.
Because WordPress is a content management system, it can be used to create large variety of websites, starting from simple blogs for publishing content, to complex e-commerce websites that serves thousands of users each month.
Here are some of the most common types of websites that can be created on the WordPress platform:
Blogs – Blogs are the most popular type of websites created on the WordPress platform, because they are still very popular amongst visitors and they are very easy to create, there is practically no need for programming skills, just basic knowledge of how to install WordPress platform on a server and set up a template or website’s design.
Business websites – These types of sites are very similar to blogs, but with a little different functionality. Business websites usually need to include some sort of information about the business, for example, what they do, how they differ form competition, their staff and contacts.
Portfolios – Another popular type of WordPress websites are portfolios.… Read more...
In the early days of the web, people didn’t have any content management systems, so they made websites using raw HTML, which made adding new content and making changes on the webpage difficult. Today, we have many content management systems to choose from. The most popular ones are – WordPress, Drupal, Joomla, so we are going to look at pros and cons for each of these content management systems.
WordPress is the largest content management system in the world, so naturally it has got the widest user base, the best documentation, most examples, tutorials and other materials that will help to develop websites on this platform, either you are an expert or a beginner.
WordPress is very easy to install, you just need a server and basic knowledge on how to install the WordPress platform on the server (there are lots of tutorials on the web) and you have yourself a functioning blog style website ready to use.
WordPress platform has the most themes and plugins allowing to customise your website in every way, making it unique and stand out amongst millions of other websites. Not only the functionality of the website can be upgraded using plugins but also the design and other aspects of the website such architecture and also security.
WordPress system is SEO friendly, which will allow search engines such as Google and Bing to index and display your site a lot easier.
Because WordPress is the largest content management system in the world, it also has the largest threat of being hacked, this is why you hear a lot more occasions when a WordPress site has been hacked than with sites made on Drupal or Joomla. But developer community of WordPress is actively working to improve the security of the system to… Read more...